.
Maybe because it's their time to go.
Perhaps it's because there are certain situations where one needs to learn from their mistakes w/o their help. That is part of the process of spiritual evolution.
Perhaps that is what made you hold become a muslim, thankfully you still managed to see the bull through the Islam whilst still having that core inner spiritual belief.
If the car's bumper
had crumpled whilst my leg was left virtually untouched then perhaps I am a superhero who just doesn't realize it yet?

That is the property of a crumple zone - they are meant to absorb as much of force of the impact instead of the victim