That's roughly correct, although if you want a little more accuracy for men only the naughty bits are naughty whereas all bits of women are naughty. They're just like that. Women are naughty. Blame Allah. It's his fault.
Its funny how a woman's purdah is all her body except her face and hands (but some people say that it includes her face) but a man's purdah is from his navel to his knees! I have heard people defending how women must dress by saying "yeah, but men have to cover themselves too!" I don't think you can compare the whole entire body with the navel to the knees!
So what is Adami then, would that mean decdent of Adam, as the word Adami is used for man in urdu/hindi.
I've only just realised the etymology of that word! It never occurred to me before! Thanks Tut!